Financial

The Spanish real estate market continues to show strong momentum in 2026, and this is particularly evident in Andalusia. As a real estate agency based in the Costa del Sol, we are committed to staying up to date with the latest market trends. To support this goal, we prepared a full report. It covers property prices, foreign demand, supply from Spanish builders, and approved mortgage statistics. You...

The property market on the Costa del Sol continues to evolve as local authorities seek to strike a balance between tourism, investment, housing availability and the quality of life for residents. In recent years, several municipalities have introduced restrictions on new tourist rental licences in areas experiencing significant housing pressure. Cities including Málaga and parts of Marbella have...

Malaga is continuing to strengthen its position as one of southern Europe's leading technology hubs. A week ago, we read in SUR in English about the new investment in Málaga. The Andalusian regional government has approved a new €1.2 billion data centre project at Málaga TechPark. This strategic investment is expected to create around 710 direct construction jobs and 254 permanent, highly...

I am glad when clients ask me, "What are the fees for buying property in Spain?" First, it shows that you are a serious buyer, and second, it makes my job much easier when transitioning from different topics, such as legal, technical, and financial. We will briefly discuss what you must pay and the available options. However, we have a complete guide on all property taxes on the Costa del Sol,...

Although selling a property on the Costa del Sol is not complicated, doing it well can significantly impact both the price and speed of sale. Many owners underestimate the importance of preparation and the time needed to communicate with buyers. I would say that 80% of offers made over the phone or via online listings are not serious. So, are you ready to answer the phone 100 times this week? For...

Investing in Spanish real estate is a popular way to combine lifestyle with financial return. The key is to keep things simple and focus on the fundamentals. Last year, rising prices outstripped inflation by a factor of five: officially, we had 2.7% inflation, while real estate prices in cities such as Fuengirola, Mijas and Benalmádena rose by 16%. At the same time, you can expect an average ROI of...

A few weeks ago, I had an interesting conversation with an elderly German woman who was viewing properties on the Costa del Sol. She told me: 'I checked the prices two years ago. Don't offer me overpriced properties.' The truth is that property prices in many parts of Spain have changed significantly over the past two years. In some cities on the Costa del Sol, such as Fuengirola, prices have risen by...

If you are researching non-resident property tax in Spain, you may initially feel confused. I often see this with clients. The term itself is misleading. In reality, there is no separate 'property tax' for non-residents. Instead, there is an annual income tax levied on property ownership in Spain. Let me explain in simple, practical terms. What Is the Non-Resident Income Tax in Spain? Let's start...

Whether you are planning a holiday home, retirement residence or long-term investment, buying property on the Costa del Sol is an exciting step. However, many international buyers are taken aback by the additional purchase costs. When buying property in Spain, you will incur additional costs such as taxes, legal fees and notary expenses. Based on my experience of helping buyers in Benalmádena, I...

Many international buyers ask if they can leverage a purchase by taking out a mortgage. 'Can foreigners get a mortgage in Spain?' The short answer is yes. Spanish banks regularly offer mortgages to international buyers, including non-residents, provided certain financial requirements are met. I have been living on the Costa del Sol for over nine years, raising two children here and helping...